Festivals around the corner! How do you plan your Thanksgiving and Christmas shopping this season...?

Festive seasons are drawing near. It is time to let your hair down. After some hectic months, time has come to relax and go out shopping and celebrate. But, hey! You also need to be careful while you think of planning your budget this season. You need to make sure that you do not come under debt going overboard of your budget. Your spending spree should be at par with your pocket’s health. After all, you would not like biting your nails in tension because of debt, which you might acquire. However, there is always a way out. Just try to be practical you go shopping.

Make a good calculated budget. By calculated budget, I mean, you need to know how much you can afford to spend, and in case, you overdo how you would manage this. You do not need to count penny but it will be judicious if you can predetermine what kinds of gifts you gonna buy, how many gifts can be affordable, what the budget for it and so on. As I mentioned in my previous post, internet is the best medium to look for your shopping. There are enormous resources there. Search as per potential expenditure. Look for those companies who offer free shipping and quick delivery. There you may also find some product offer like “buy one get one free”, "free gifts for some product", "gift voucher" etc. In this way, you can for sure save some bucks. If you go shopping in local outlets, malls and the like, then you had better go through your daily newspapers. There you can see some ads, which offer some discounts periodically. Shop those days when prices of some of the products are relatively low as per the offer. Try to buy in bulk. This will reduce your total cost as some of the shops offer such thing, buy over $0000, and get some percentage of discounts on those. Limit your spending for gifts to as little as possible. You had better also avoid using credit cards; instead try using your debit cards. If possible, cash would be a better idea too. This will surly help you keep a record of your spending as well as some of my dollars. Open a savings account for those fests and deposit some money everyday. This will immensely lead to a good amount of money, which you can use for your shopping. And finally, I would say that you enjoy the holidays with ease, however, just be a little careful while you tend to open your pockets. You will enjoy forever. This is a fact. All the best. And, Happy Thanks Giving day!!