Very rarely does anyone actually need a reason to buy a new car, although changes in family size or occupation may sometimes be the exception to the rule. However, when you come down to it, people buy a new car because they want one, but if they can find a reason to justify it, they’ll certainly use it. Here are some of the most common reasons for replacing your current vehicle with a newer model.
Tax Breaks
You may remember that in 2009, people who purchased new cars were given a tax break. For 2010-2011, this will apply to business equipment purchased between September 8, 2010 and December 31, 2011, and put into service within this same time. This includes cars, so if your car purchase qualifies as a business expense, you can receive a tax break. Your accountant or tax preparer can explain this in more detail.
If you don't fall into the above category, you can still find good reasons to buy a new car. These includes wanting to take advantage of the many deals that are being offered. These can range from rebates to discounts to other ways of lowering the price of your new car.
Taking Advantage of Deals
Other people may be taking advantage of financing opportunities, such as 0.0% interest for "well-qualified buyers" (as the advertisements word it), extended lease periods, longer loan terms, or other car deals. Any or all of these can be a valid reason for buying a new car.
Milestones
Commemorating milestones such as high school or college graduation, a job promotion, marriage, or any significant event can be another good reason for buying a new car. Children who are going off to college may really appreciate a good car, especially if they have a long commute, while those graduating from college may enjoy having received a new car to replace the one that served them faithfully all through high school and college.
Lifestyle Changes
As mentioned, a change in family size can warrant the purchase of a new car. This does not necessarily have to be an addition; "empty-nesters" may enjoy finally being able to get rid of "the bus," "the taxi," or whatever they have chosen to call the car that saw countless carpool and other chauffeuring duties and buy a smaller, even sportier, car.
A change in one's job can also be another reason. This does not necessarily have to come about just because you will be getting a salary increase; for many people, a promotion or other position change may mean a longer commute and it is just more economically feasible to buy a fuel-efficient car. If the commute is long enough, the savings in gas alone just might equal the car payment.
CONCLUSION
No matter what your reason is for buying a new car, you still want to do your research and determine exactly which car is right for you. After all, this may be the last time for a very long time that you get to buy a car, so make sure you’re happy with the one you buy.
Tax Breaks
You may remember that in 2009, people who purchased new cars were given a tax break. For 2010-2011, this will apply to business equipment purchased between September 8, 2010 and December 31, 2011, and put into service within this same time. This includes cars, so if your car purchase qualifies as a business expense, you can receive a tax break. Your accountant or tax preparer can explain this in more detail.
If you don't fall into the above category, you can still find good reasons to buy a new car. These includes wanting to take advantage of the many deals that are being offered. These can range from rebates to discounts to other ways of lowering the price of your new car.
Taking Advantage of Deals
Other people may be taking advantage of financing opportunities, such as 0.0% interest for "well-qualified buyers" (as the advertisements word it), extended lease periods, longer loan terms, or other car deals. Any or all of these can be a valid reason for buying a new car.
Milestones
Commemorating milestones such as high school or college graduation, a job promotion, marriage, or any significant event can be another good reason for buying a new car. Children who are going off to college may really appreciate a good car, especially if they have a long commute, while those graduating from college may enjoy having received a new car to replace the one that served them faithfully all through high school and college.
Lifestyle Changes
As mentioned, a change in family size can warrant the purchase of a new car. This does not necessarily have to be an addition; "empty-nesters" may enjoy finally being able to get rid of "the bus," "the taxi," or whatever they have chosen to call the car that saw countless carpool and other chauffeuring duties and buy a smaller, even sportier, car.
A change in one's job can also be another reason. This does not necessarily have to come about just because you will be getting a salary increase; for many people, a promotion or other position change may mean a longer commute and it is just more economically feasible to buy a fuel-efficient car. If the commute is long enough, the savings in gas alone just might equal the car payment.
CONCLUSION
No matter what your reason is for buying a new car, you still want to do your research and determine exactly which car is right for you. After all, this may be the last time for a very long time that you get to buy a car, so make sure you’re happy with the one you buy.
Resource: Some great car deals are available here: http://www.edmunds.com/car-reviews/top-10/top-10-deals-of-the-month-cars.html
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